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Answering the most frequently asked questions about debt collection

Below, we’ve collated a list of some of the most frequently asked questions regarding B2B debt collection, as well as links to blogs where you can find out even more.

A County Court Judgment (CCJ) is a legal ruling issued by a county court against an individual or business that fails to repay a debt.

It can be applied for by creditors to recover what they are owed, and debtors have four options: pay the full amount immediately, pay later or in instalments, dispute the claim or amount owed, or claim against the creditor if they believe they are owed for breach of contract or similar.

There’s more information on CCJs in our blog: https://www.redwoodcollections.com/blog/what-is-a-county-court-judgment

No, not always.

Having a County Court Judgment (CCJ) in your favour doesn’t necessarily mean your debtor will instantly pay you. In many cases, it will have the desired effect and result in the debtor paying the full debt immediately or reaching an agreement of payment by instalments. But some debtors will continue to bury their heads in the sand.

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