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Tell us about your debt in just a few minutes.

Interactive Calculator

Business debt recovery calculator

What's unpaid debt costing you?

Calculate your debt’s cost and value

 
Unpaid invoices can cost more than the outstanding balance once the time and resources spent chasing payment are factored in. Use the calculator to estimate the cost of chasing and how much could be recovered, so you can make an informed decision about what to do next.

How it works

1. Enter the debt amount owed

Provide the total unpaid amount to ensure accurate projections.

2. Enter how many days the debt has been overdue

The age of the debt affects recovery methods and potential success rates.

3. Toggle the Business-to-Business switch

If you are owed a commercial debt, our calculator can estimate costs you may be able to reclaim.

Once details are entered, the calculator will immediately display:
  • What the debt has already cost you (due to in-house collection efforts, staffing, software etc)
  • Our estimated commission (typically 15%)
  • The total amount collectable including the original debt, recoverable costs and interest at 8% per year.

Interactive Calculator

DEBT VALUE

£ 0

£ 50000

DAYS OVERDUE

0 DAYS

180 DAYS
what this debt has COST you to date:
?
This figure is based on the estimated cost of in-house debt collection efforts, including staff salaries, overheads and any software/tools used for collections.
 What you have already spent trying to service this debt
£000.00
Is this a business to business debt? Are you able to recoup debt recovery and legal costs?
?
Did you know, if you have a commercial debt, you have a legal right to recover your costs? Where money is owed to a consumer, your contract may allow for the recovery of these costs.
our COMMISSION: The fee payable to us if we collect this debt where our normal 15% commission rate applies
£000.00
what we will aim to collect: This is the total amount collectable, combining the original debt amount, any recoverable commission and interest charged at 8% per annum
£000.00

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How can we help?

From one-off bad debts to ledgers that require more regular attention, we’re here for you.

Tell us how we can help your business, please complete this form.

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