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CRAFT blog header BRANCH new new

Offload the burden of overdue debts

Improve your cash flow instantly
How can Branch Debt Purchase simplify my cash flow instantly?

Branch Debt Purchase helps resolve overdue accounts by transferring ownership of your outstanding invoices to us. That means you gain immediate financial relief without the effort of chasing payments. Our dedicated team manages the entire process from validation to resolution, delivering a transparent, hassle-free service designed to keep your business moving forward.

 

Immediate Cash Flow Relief

Turn unpaid invoices into working capital. Our purchase process gives you upfront funds, helping stabilise cash flow and support day-to-day operations.

 

Remove the Hassle of Debt Collection

Let our team take care of the debt recovery process for you. We manage the complexities so you can save time, reduce strain on internal resources and stay focused.

 

Risk-Free Transactions

Transfer ownership of uncollected debts to us through a clear, secure process that limits your risk and brings peace of mind.

 

Keep Your Focus on Growth

We take care of debt management so you can concentrate on running your business, scaling operations and serving your customers.

 

Specialist Recovery Expertise

Our experienced team applies proven techniques to recover value from purchased debts, ensuring a professional and effective approach.

 

Tailored Purchase Options

Choose from flexible debt purchase arrangements that align with your business priorities and financial objectives.

See How Much Your Debts Are Costing You With Our Interactive Calculator

Debt value

£ 0

£ 50000

days overdue

0 DAYS

180 DAYS
what has this debt cost you to date?
?
This figure is based on the estimated cost of in-house debt collection efforts, including staff salaries, overheads and any software/ tools used for collections.
WHAT HAVE YOU ALREADY SPENT TRYING TO SERVICE THIS DEBT
£000.00
Is this a business to business debt? Are you able to recoup debt recovery and legal costs?
?
Did you know, if you have a commercial debt, you have a legal right to recover your costs? Where money is owed to a consumer, your contract may allow for the recovery of these costs.
our COMMISSION: The fee payable to us if we collect this debt where our normal 15% commission rate applies
£000.00
what we will aim to collect: This is the total amount collectable, combining the original debt amount, any recoverable commission and interest charged at 8% per annum
£000.00

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Common Questions About Our Debt Purchase Service


What types of debts can be sold through Branch?

Branch is suitable for a wide range of overdue accounts, including invoices that have aged beyond internal recovery efforts. Our team assesses each case individually to determine eligibility for purchase.

Is there a minimum or maximum value for debts you will purchase?

We do not set fixed limits. We assess debt portfolios based on volume, age and debtor profile to ensure they align with our recovery approach. Contact us to discuss your specific requirements.

Will my customers know the debt has been sold?

Yes. Once a debt is purchased, we notify the debtor in writing and handle all communication professionally and in line with industry best practice.

How quickly can the purchase process be completed?

Once we have reviewed the accounts and agreed terms, funds can be transferred promptly. The timeline depends on the complexity and documentation provided but is typically resolved within a short period.

How can we help?

From one-off bad debts to ledgers that require more regular attention, we’re here for you.

Tell us how we can help your business, please complete this form.

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