How it works
- Enter the debt amount owed
Provide the total unpaid amount to ensure accurate projections.
- Enter how many days the debt has been overdue
The age of the debt affects recovery methods and potential success rates.
- Toggle the Business‑to‑Business switch
If you are owed a commercial debt, our calculator can estimate costs you may be able to reclaim.
Once you submit these details, the tool will immediately display:
- What the debt has already cost you
(due to in‑house collection efforts, staffing, and software)
- Our estimated commission (typically 15%)
- The total amount collectable including the original debt, recoverable costs and 8% interest per annum
With instant insights, you can evaluate whether outsourcing debt recovery is the right decision for your business.
Why It Matters
Knowing how much your unpaid debts are costing you and what you could realistically recover helps you make confident decisions quickly. From recent unpaid invoices to older, unresolved balances, our calculator helps you understand the financial impact and make informed decisions with confidence.