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Tell us about your debt in just a few minutes.

Interactive Calculator

Business debt recovery calculator

Estimate the Cost and Value of Recovering Your Debt

Calculate the financial impact of unpaid debts and discover how much you could recover with our collection services.
How it works
  1. Enter the debt amount owed
    Provide the total unpaid amount to ensure accurate projections.
     
  2. Enter how many days the debt has been overdue
    The age of the debt affects recovery methods and potential success rates.
     
  3. Toggle the Business‑to‑Business switch
    If you are owed a commercial debt, our calculator can estimate costs you may be able to reclaim.
     

Once you submit these details, the tool will immediately display:

  • What the debt has already cost you 
    (due to in‑house collection efforts, staffing, and software)
     
  • Our estimated commission (typically 15%)
     
  • The total amount collectable including the original debt, recoverable costs and 8% interest per annum

With instant insights, you can evaluate whether outsourcing debt recovery is the right decision for your business.

 

Why It Matters

Knowing how much your unpaid debts are costing you and what you could realistically recover helps you make confident decisions quickly. From recent unpaid invoices to older, unresolved balances, our calculator helps you understand the financial impact and make informed decisions with confidence.

Interactive Calculator

DEBT VALUE

£ 0

£ 50000

DAYS OVERDUE

0 DAYS

180 DAYS
what this debt has COST you to date:
?
This figure is based on the estimated cost of in-house debt collection efforts, including staff salaries, overheads and any software/tools used for collections.
 What you have already spent trying to service this debt
£000.00
Is this a business to business debt? Are you able to recoup debt recovery and legal costs?
?
Did you know, if you have a commercial debt, you have a legal right to recover your costs? Where money is owed to a consumer, your contract may allow for the recovery of these costs.
our COMMISSION: The fee payable to us if we collect this debt where our normal 15% commission rate applies
£000.00
what we will aim to collect: This is the total amount collectable, combining the original debt amount, any recoverable commission and interest charged at 8% per annum
£000.00

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How can we help?

From one-off bad debts to ledgers that require more regular attention, we’re here for you.

Tell us how we can help your business, please complete this form.

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